I'll be retired by 33.
I save 75-80% of my income currently, have plans to build a house within the next year (eco home made with earthbags, very low cost)
Once I remove my housing costs I will easily save 90%+ of my income.
By 33 I will be financially independent (have enough to never work again) but I will continue working, or i'd get bored.
My plan is to continue til about 40, then Ill have way more money than I need, and I can take up something interesting and expensive like diving without worrying about paying for it.
Do you have a wife and kids? I'm guessing no.