I'm 24, little debt, just a bit of student loans to take care of, and some savings but think its a god awful idea to invest everything into a single investment like this. Terrible idea. I have some invested, along with physical/cloud miners, along with long-term ETFs and stock as well.
You used terrible idea along with Cloud miners in the same sentence... that's cute lol
My initial investment into them already tripled and I've gotten it back already because of trading. Might not be for you but I hit ROI quickly and now its pure profit.