fwiw, I didn't get the sense of an exchange of swats but otoh, the discussion is meandering a bit.

I mean, if you really want to get serious, I guess you could start by explaining why you consider a multinational bank would be interested in trying to run and control a decentralised cryptocurrency when their entire business rationale is based on centralisation.

Even if the context could be adjusted to fit, the key question they'd be asking is whether it would provide a consistent revenue stream in excess of $1bn because otherwise it would simply be unprofitable for them (*).

In short, what USP does a cryptocurrency offer a multinational bank and how would they cost it?

Edit: Ramamurthi explained to CoinDesk that a key challenge for banks that send cross-border transactions is making sure those who are sending money aren’t on any terrorist or money laundering watch lists. Given the velocity of money flows, this can create operational issues – and higher costs. By using real-time settlement ledgers like the one Ripple offers, Ramamurthi said banks can reduce the friction created when meeting government oversight standards. - http://www.coindesk.com/us-banks-embraced-ripple/

Cheers

Graham


(*) I've allowed for 20 years of inflation ...
GrahamInR&D: Hey, I've got a govt agency interested in buying the environmental modelling package we've written. They want to know when it'll be on the price list!!
BlokeInCorporate: Not interested. You need to show that it'll add better than $100 million to the bottom line to be taken seriously.