it's not correct, when you have some MC$ in your wallet, you will get daily interest...
the daily account fee is MC$ 0.005, that means MC$ 1.825 a year, when you have a very small account...
Someone ran the numbers, and I don't feel like looking them up again, so feel free to correct the actual numbers. Basically, in a month or so (assuming the chain isn't reset...again), anyone with less than a couple hundred dollars worth of MC$ will pay more in daily fees than they get in daily interest.
In other words, all the poor people will have their funds transferred to the rich people.