Only 6-12 months ago there was constant Ripple trolling. Now you look at all the new crypto 2.0 coins and they are trying to do what Ripple has already accomplished.
Nubits, BitsharesX, Nxt etc are all trying to peg fiat to their own ecosystems. Yet from the beginning, you have been able to trade USD, CNY, JPY, GBP etc interchangeably with XRP or ANYTHING on a decentralized exchange (another thing that the competition is only just achieving). Now Ripple has banking partners and smart contracts in development, further leaving the competition in the dust.
And don't even talk about Ripple being centralized to me. Just look at the BitsharesX PoS system or Darkcoin's 'darksend' feature, morons.