Who's your processing partner?
Currently in negotiations with several. Quite a few still deem BTC too risky, despite our efforts to convince otherwise. Some believe it is prudent to charge extremely high fees to offset risk despite multiple fail-safes which can be put into place to protect the processor and Bitcard. Thus far the best processor we have found requires a large sum of funds to be placed into a trust account as collateral which is not unreasonable.