A few days ago I received a Walmart card good for up to $400. Got it registered, but don't think I will use it as I don't like making monthly payments. Then I received a letter from PayPal that said I had asked for $188.11 credit to shop at Walmart. Fortunately, they refused me. I called one credit check company who said they would notify the other two and my account now has an "Alert" on it, and none will take any action of sending a credit report until they call me.
I called Walmart and cancelled the card.
I do my shopping on line and wonder if I should also notify anyone else I shop with, like Chewys for my cat food; Montgomery Ward; Penneys; Overstock. And I pay my bills with my credit card by calling their 800 numbers - telephone, Montgomery Ward, other bills.