1st year is 39%, after 4 years it is 86%.

I would much rather see us at <50% for 3-4 years, because a fully mined coin when there is no meaningful adoption (10s of millions of users at least) is likely to be superseded by a fork of the same, which is perceived as "more legitimate" since it is "not premined".

I don't think inflation is "good" but I find it hard to retain legitimacy in the view of the future generations without it. Crypto is not gold. Gold cannot be forked, crypto can. And has. And will.