When I was a kid, a large bank got class time to come and indoctrinate us into the way of banking.
It was a bit of a scam - because the special 'kids' bank accounts they gave us were insulated from reality by not having fees.
It came as a bit of a shock as a teenager to find my few dollars whittled away. I wish they'd just been honest from the outset.

Similarly - I cringe when people promote Bitcoin as 'no fees'.  We need to be upfront about it. Especially to kids. They remember little dishonesties like that - and might hate bitcoin like I hate the banks for it!