BTC prices are gonna stop dropping sooner or later.  Surely it is good to have a fairly diversified portfolio.  Currently, I sleep better in BTC (with my BTC allocated investment funds) than I would by keeping my BTC allocated funds in Fiat, but maybe that is just me?  We will see how the holding and buying plans play out in the coming weeks and thereafter.  I am fairly certain that there is going to be quite a bit of divergence in strategies, so I would NOT necessarily suggest that my strategy is going to be comfortable for other people.