So I figured that I will try to dip my feet into lending a little bit.

I am willing to offer collateral loans with no set limit as to how much I will be willing to lend. I generally will deny your loan if you are asking to borrow less then 0.10 BTC.

For collateral loans under 4 weeks I will generally charge 2% per week. For larger and/or longer term loans I may be more flexible in regards to the interest rate.

In the very rare cases in which I make a no-collateral loan, the interest rate is negotiable. If I do not know you then more likely then not I will not make a no collateral loan to you.


What I accept as collateral:

• Altcoins with a stable value - 120% of repayment amount
• Graded Casascius coins that are unredeemed - I will accept up to 60 day loans with casascius coins as collateral
• Other digital goods that I deem to have value and are non-reversable (if you offer a digital good, more likely then not I will not accept it as collateral)

What I do not accept as collateral:

• New altcoins that are not at least 4 months old
• Any altcoin that is not traded on a major exchange
• Most altcoins that trade for satoshis (DOGE and NXT are exceptions to this rule)
• bitcointalk forum accounts
• Anything not on the above list

I do accept escrow, however all TX fees and escrow fees^ must be paid by you

^most escrow providers do not charge anything however they do deserve to be paid so you must pay the greater of 0.01 BTC or 1% of the loan amount as a "tip" for their services

To apply please use the following format:

If you are unable to pay on time then please contact me ASAP and we can try to work something out
If you are late and I have not yet sold your collateral, then you must repay the repayment amount to get your collateral back, however once I sell the collateral, all the proceeds would become my property.

If you are unable to pay and the collateral is valued at a level above the value of the loan, then you can contact me for me to make arrangements to sell the collateral and I will return any excess funds to you, however you must contact me prior to the due date to make arrangements for this.

PM requests are accepted