I don't think ardeva really matter, I'm ardeva verified . last week my loan almost finished funded , and then admin deleted my loan listing suddenly.
"cause lenders think this is reputation loan" the reason doesn't make sense.

I don't recommended BLC for anyone who really need loan, unless if you have money to burn to create more reputation listings before create real loan listing, then go ahead.
also I don;t think reputation is really count, everyone can make that fake reputation.
the real reputation if something going wrong, but the borrowers pay the loan, that is the real reputation.

P.S : my username on BLC and Bitcointalk is same. ( bestincome ) just in case if you wanna a check.