I can't understand how a bank can block cards with bogus justifications ("only for polish citizens"), but still accepts new transfers to the blocked accounts; how it demands absurd acts, like going to Poland, and then even in that case doesn't give the money back; how it changes their terms for the use of the cards with no previous warning; how it seems to be treating innocents and alleged responsibles for  money laundering in the same way; and how it seems to be ready to keep their customers money without offering any serious solution: and still expects to be trusted as an institution that manages other people's money.