Happened to my former husband.
He committed suicide last month. He stole money from our son, from me, other people, made up shit where he worked to get additional compensation...cops were after him for something...was 27k in debt just what he owed me.
So if you're taking risks with money you need or that you provide for anyone else, especially kids...just consider the ultimate price you pay for stupid decisions. Your life doesn't suck by any means...unless you destroy other people in the process.
Just FYI PSA

ETA for irony purposes - in June I sent him $25 worth of bitcoin to introduce him to it. After his passing I had to go through his stuff and found the wallet info he set up for block chain and just sent it back to myself so it wasn't gone forever.
At the end of the day, the only final income received from him out of everything turned out to be bitcoin.