yep, there are a couple of avenues people can take in terms of argument and it seems it just depends on who you talk to.

my bank outright laughed at their trying to recategorize this as a B2B purchase and I mean the fraud rep laughed out loud and said "oh no, they can't do that", they asked for supporting docs to back that up, I provided them and they reversed the charge in about a week.  it sat as a provisional credit for a couple of weeks then was finalized.

even in that circumstance, however, they wanted to wait until after they'd missed that first delivery date to file, and some people have said that this issue of delivery was primary to their bank, so this issue of delivery date is something that should be documented well in case you need it.  


there is a lot of info on dates and supporting evidence for citing that they missed their delivery dates in this thread and on the sites a couple of websites people have put up.

some people are also trying to work with PayPal to get a case file built up with them to make this easier for people.  As some have said it comes down to documenting there also.  Those that have successfully gotten refunds from PayPal please post reference numbers so they can be cited by others arguing for refunds.   Ditto for those that have won court cases.

It's great that some people have gotten their money back.   If we can get some more documentation others will be able to do the same.  

Those that have already done these things are in a position to help those still trying to get their money back.  Hopefully we can get that and blow a gigantic hole through the PayPal wall and the same with the court cases.   With case #'s etc., for people to cite in their filings, those cases just get stronger.