You may believe in such ideals, but in the real world, you would not just hand me over your bitcoins
Share your life with me and I'll share my life-sustaining tools with you. Money is just one of them.

Like my heart.
Therefore, there is the context of ideals, and there is the context of everyday life.
You are mistaken. We are the collective shapers of both our ideals and our lives. The difference between them is up to us. We're just very slow to adapt from our old ways based on myths and superstitions.