it is a scam
Really? cos I was ready to send that address 100 BTC, wow. Close call

Hey scammer, do you remember your overdue loan? When are you going to pay them back?
https://btcjam.com/users/14286Its repaid, it went to arbitration and I had to pay it.
It's still showing as Overdue. Post the transaction ID. I find it odd you never contacted me to remove your negative feedback had you repaid it.