Thank you for all of the replies. Yes, I came away with the same general consensus as you all seem to present. I wanted to ask the questions straight though so as not to influence the outcome.

Yes, FinCen could be a problem for the coin space depending on a million factors. It would probably be best to just wait for November 4th to see what kind of gems are announced. I am still confused on "6 companies in BTC to be handed enforcement actions" and what that means precisely, but I suppose we will all know soon enough.

Anyway, thank you again. And if anyone has any other insights on using the XCP system to bring out a coin (token), it would be much appreciated. It does seem to be a great option and more attractive than say, Ripple or NEXT (or at least it appears that way thus far). Let's hope FinCen is kind!