Hallo liebe Nutzer!
Bitcoin.de muss mit der Fidor Bank zusammenarbeiten,
um Bitcoin-Geschäfte zu vermitteln. Ich nehme an, dass das speziell auch davon kommt, weil die Bitcoins von Verkäufern
auf Accounts von bitcoin.de gespeichert werden.
Localbitcoins.com müsste demnach dann aber auch eine Banklizenz benötigen. Bei Localbitcoin kann man auch z.B. per Überweisung Bitcoins einkaufen. Eigentlich ist die Vorgehensweise genau die selbe wie bei bitcoin.de. Kann mir da mal jemand was zu sagen?
https://anycoindirect.eu/ verkauft Bitcoins direkt (also im gewerblichen Umfang) und ist in den Niederlanden registriert. Die behaupten, dass se auch keine Lizenz bräuchten, trolol. Sollte man sein gewerbliches Bitcoin-Business in den Niederlanden aufmachen?
Zitat vom Chat:
Me:6:23 PM
Hi, aren't you operating illegally, since you don't have a banking license?
Bram:6:23 PM
Hello Moritz
Bram:6:24 PM
No, we don't need a banking licence because we don't hold or control funds (crypto or fiat) of our customers.
Me:6:24 PM
So if I buy something with Giropay, what happens?
Bram:6:25 PM
If you finish the payment we get a notice that you payed the order. When we get that message the coins will automatically be send to your wallet.
Me:6:27 PM
But where am I paying to o.O
Bram:6:28 PM
The money will first be colected by our payment service provider. They release the funds to us.
Me:6:29 PM
according to your statement above, you said you dont hold funds of your customers. but i'm paying to a psp and he'll release the money to you?
Bram:6:29 PM
Yes, but since we send the coins to you as soon as you finish the payment we don't hold your funds.
Bram:6:30 PM
Because we have delivered the coins the funds are ours from that moment
Me:6:31 PM
So basically you are selling your own bitcoins
Bram:6:31 PM
Yes
Me:6:31 PM
That's pretty cool
Me:6:32 PM
I'm from Germany here our BaFin says, that if I trade with bitcoins to fiat as a business it's a moneyexchange. So you don't need a license in Netherlands to operate as a moneyexchange?
Bram:6:32 PM
Not the way we operate.
Bram:6:33 PM
If we would hold and manage funds of our customers it would be nesesery in some regions.
Me:6:34 PM
still ure selling btc for eur. it's like selling usd for eur. in germany i would need a license for it i don't understand :<
Bram:6:36 PM
I don't know for sure if it will be exactly the same. BTC isn't a official currency. But in from the Netherlands we are allowed to operate the way we do.
Me:6:36 PM
okay thanks