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PROPOSAL TO dank
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dank, I am willing to have a proper debate with you.  You have shown in this thread that you can't do it in an open environment.

I suggest a neutral party create a moderated thread, where posts that don't apply to the debate can be deleted.

Each person can ask one question per post, provided they answer the question that is asked them.

Any garbage such as your philosophical comments would also be deleted.

The topic would be your debt and your obtaining new loans.

Let me know if this is something you want to do.