I have to admit I'm only going through the whitepapers now. Can someone from the team answer maybe regarding some of the modules?  I see the following:

Concept modules (modules considered for future integration):
a.  SwiftBusiness (business application)
b.  SwiftStorage (storage system)
c.  SwiftStream (video content delivery)
d.  SwiftSalary (monetary and revenue module for swift users)
e.  SwiftOrganize (Human Resource and Organizational module)

This looks like almost everything I'd need to do hr/payroll, disaster recovery. Depending on what the business module does this could run my entire business.

What is the cost of running this? Do users need to hold BitSWIFT coins? Does the company? Are they like the "gas" in ethereum?