Hi Gensen

I don't use my PayPal account to accept money that is why PayPal can not close it. Instead of sending money to me users submit their password and I have a software bot that will send money directly from their PayPal account if the match is found. The bot is written now to work with US and Canadian accounts. That is why I said it will not work with Dutch Paypal accounts. It would not be difficult to add support for other languages, but it is not there yet. My application does not store users passwords because it can process trades in few seconds. Some paranoid users can change their password right after the trade. Actually I would advise users to set up separate Paypal accounts for trading bitcons and not to keep big amounts there.
To reduce fraud, like charge backs, user's orders will only be matched with other users of similar rank, where rank is just a number of successful trades. For example, if a user did 100 successful trades then his order will be matched with orders from users who did between 50 and 200 successful trades. So one has to build his reputation first like in bitcoin-otc. Users can also send me evidence of charge backs so I can block people who abuse system. I should automate that too in the future