You are correct about getting out of SDC, but you are incorrect about being new to XC.  I have had  a decent amount of XC staking for quite some time(it is my largest holding) and I consider it one of the most stable coins out there with a bright outlook.  That being said, I am holding their feet to the fire and not following on blind faith because "they haven't let me down yet".  

Shelling out money on blind faith and hope in the crypto world is why people are getting taken by scams all the time here.  If we set an example of how things should be done we can change things.  You can't live real life handing out wads of money and hoping for the best, and crypto shouldn't be like that either.  Push for the changes you want, don't just go along with what some "respected" guy thinks is proper.