OP is completely right. People is stupid, at least most. Accidents happen all the time. Without a centralized place of profesionals whom the mass can blame to in case something goes wrong, there will be a lot of critique about Bitcoin because people don't want to be taken accountable for their mistakes. Only education can fix this but accidents will continue happening.
You're right, in that a lot of people tend to both depend on, and blame their governments. The job market is blamed on the government. The economy is blamed on the government. The crime is blamed on the government. Everything is blamed on the government.
It's no surprise, that a lot of otherwise smart people will want to blame the lack of security in bitcoin on the government.
Lock your own doors. Buy your own fire extinguishers. Be self reliant. Those types of people are the ones who will adopt bitcoin and not complain.