Just set my 10 year old daughter up with an LTCgear account. I sold her 100 shares for .1 BTC and she has to pay me in one year.

The deal isn't available to anyone else.

She can just pay you back 0.1 BTC in like few months..
Hopefully that is true, but it isn't the point. I want her to learn that she has to set aside some of the money she gets to pay for her obligations. I'm just making it a low bar for starting out. Also hopefully she will learn the value of investing.