I believe Candystripes in all this...I've done several loans with him and it's been a smooth transaction every time.
He was lending .03 to a junior member.
Most lenders will not lend anything to a junior member period (most will ask for much smaller loans).
I guess most people can make their own conclusions about this
I gave him 0.03 because he typed and acted like an adult from the start. I am smart enough to know who to loan to, and who not to. He also showed proof of BTC coming in 3 days, etc.