As long as BTC keeps going down relative to fiat, then you need to spend BTC the instant you get it.
you don't have to spend the BTC. you can also "lock" the price (hedging) with futures
Could you explain that to my Grandma please ? She is called Jo (Joanna) - and is very average.
Grandma isn't even able to learn to buy BTC....that's the big problem of BTC...and daddy doesn't want to, even if he could learn it, because there is no "oficial protection"