Jorge, thanks for your thoughtful comments. I'm bullish on Ripple too, but I wouldn't recommend anyone invest more than 50% of their net worth. Ripple is not a get-rich-quick scheme like bitcoin. It might take 6 months to a year before the first mega-bubble. Be smart and patient.
Im not bullish about ripple, so i agree with your recommendation, dont invest more than 50% of ur net worth.
even if all bank use ripple, why would bank want to pump up ripple

the worst is that all node might have to get a license too. or ripple then be forked that only bank institution has access to.
working for bank in charity and expect something in return is not good idea, imho...