Also, liquidating the collateral option is one I rejected and continue to reject, simply because the sheer volatility of crypto currency makes this a very disadvantageous move.
I am at fault for not reading this completely.
User here is NOT offering collateral despite scamming attempts to entice users in thinking so. The very definition of collateral counteracts his assumptions.
He whises to use lenders like a parachute: if everything goes OK and his collateral gains value he will pay, otherwise good luck with him giving back principal + interest and getting back useless coins

All this weighting on borrowed money.
All offers withdrawn, stay away like the plague!!