Investing in a bank is another type of risk. The reason you get the 1% from the bank is beause of the risk that the bank goes bankrupt is about 1% per year.
Ooooh Yeaaaah ... you're a guy from the FED or from the ECB, right ?
The only banks (sic) in the world that they haven't gold to back up the economy.
Swiss have (gold)
BRICS have (big gold)
Bitcoin have (you can not forced or seized)