Selling LFTC Coins for USD is through the exchange and by our representative. The capital will be used for loans.
The loan can be used for example to pay back your old loans. This will decrease your monthly expenses. But you can also use the loan to solve your mortgage. The average interest rate you will pay is 12%. For the loan you must have a steady income. All income data are submitted by our credit rating controllers. We ask the clients to guarantee for repayments.
The buyer of LFTC Coins keeps the coins in the wallet. If the wallet stay open for 24 hours then he will automatically receive extra coins. This is 8% of your overall assets (POS – Proof On Stake.). The interest rate is annually.

There is total 30 Billion LFTC Coins available.
The first 20 Billion LFTC is coming on the market.
5 Billion LFTC are for miners.
15 Billion LFTC are premined coins.
The 10 Billion LFTC what is left, is used for Proof on Stake (POS).
 Premine LFTC’s (15 Billion).
10 billion LFTC is used for outstanding loans. Private loan and business loans.
For example, a person wants a loan of 15.000 USD. The 15.000 USD is being used for investment in his company. after checking his ability and signing of the loan contract, we will sell LFTC Coins by the stock exchange. After this we transfer the money to his specified bank account.
The loan being paid back in 5 years. The interest rate is 12% per year.
So redemption is 280 USD per month including 12% interest (15000 * 1.12 / 60 months = 280).

IPO 4 Billion LFTC
Simple IPO calculation we don’t like difficulties.
every LFTC starting price before launch = 0.00000100 BTC (10.000 LFTC = 0.01 BTC)

Bonus LFTC’s
1 – 100 IPO’s receive is 20 * LFTC’s
101 – 200 IPO’s receive is 10 * LFTC’s
201++ IPO’s receive is 5 * LFTC’s + bonus 10.000 LFTC’s
We gone use the IPO Bitcoins for outstanding loans and starting from January to make local ads(newspaper and Google ads).