Again!  The sign of a weak argument is when you leave the REAL topic and go to insults.  You lack substance here.  You can't make up for it talking about money.  You wrongly attacked me and you don't have the integrity to admit it.  You were a hit dog hollering after I complimented anticlimax and now you're just ankle biting to defend the pathetically weak position of running negative emotions on people as a form of good advice of any kind let alone financial.  You do it because it's easy and requires little psychological effort but you're likely just covering for your own shortcomings.  If there's anyone here with issues to work out, it's you.