I guess I don't understand one part.  You said

"Each and every card allows a total of 7 codes to be redeemed via the card weekly.
With a total of 20 reloads per month.

It is important to note that after 4-7 reloads, the card will die...even if you have the zipcodes; the card still dies.
Moneypaks are becoming useless when it comes to trading if you only have a few cards"

"TIPS: (in order to get debit card to never die)
- do not redeem over 2 codes per day."

So when you say the card dies after 4-7 reloads is that in a day or a week?  But if you only load 2 a day along with the other tips it doesn't shut down?  Because if you do 2 a day in 4 days your over the 7 reload a week threshold.  Just curious.