No, it's not a forum

It's an account that gives the ability to direct large sums of money to bitcoin addresses - which of course if a payout is made it is irreversible.
Check your bank's timeout. There's a reason they don't make it very long either

I don't mind putting it up to 1hr, but certainly no more.
You are correct. I missed the implications. We use 20 minutes where I work, and our customers complain about it all the time, but that's what we're told we have to set it to.
Thanks.
M