Thanks for the links. Every link would trigger a different debate. I am more a Popperian than a Hayekian in method. However, the links, I think, does not focus in the approach that I have in mind. Even Austrians I think fall short on their analysis of free banking. I know where I want to come but I prefer to back it in references to Austrians view of free banking as I think I agree more to Mises and Rothbard than Hayek, but Hayek studied it more in detail. I will be back to the thread. Is a very interesting issue.

Update: I quit explaining any arguments. Not worth. Alea jacta est. Thanks for the thread