I'm cracking on with this but need some clarification with the payouts.  Can someone confirm how the payout is done. For instance if someone owns 12000 coins which is in the 1% Extra Bag hold Range.
When making your payout are you treating it as 12120 coins ?  (1% Extra)

If not, please clarify with a couple of examples how the payouts are calculated. Ignore the poloniex wallets etc for now. Thanks !