your account is not worth .5 BTC and all your trust is from untrusted people.
I would say the most you could get from a loan using your account as collateral would be .1 but that might be a stretch
But, how you know how many each account can be worth?
I see you selling Sr. member accounts and ask 0.4
BTC and you say my is worth 0.1
Anyway, I dont want to sell my account, its just for secure of loan provider that
I will repay on time. I dont want to lost this account, because it have personal
value for me.