Zoznoz, thanks for coming down to a more reasonable place.  

Obviously I'm not going to divulge the entire business plan on an open forum, nor would I expect anyone to invest without vetting the business plan and vetting me personally. The OP is simply the elevator pitch.  26% guarantee for 3 years, estimated IRR 50%+.

Anyone who finds it interesting should contact me directly, and most certainly should do their due diligence. I've built a million dollar company before, and this time I'd prefer to aim a little higher.

Take care,
Rosa

I forgot to address your "nothing to stop you from running off with the money" point - in my OP, I believe I mentioned that as a debt deal, the investment would be secured by the assets of the company - in other words, debt investors come before equity owners.  The goal is to build a business here.  Anyone who doesn't believe the business will be successful should _NOT_ put a penny into it, either in debt or equity (and I've put about 40k in already getting the business to this point.)  And anyone from a first world country who would run off with $93k is a really short-sighted moron.  That's what? 18 months of living expenses?  If I'm going to be running off with money, it's going to be for millions - enough that I could run. Forever.  $93k might be enough to do so in India.  I assure you, it's not enough here.

Lastly, to assess the risk of default, consider this: If the business works as planned, how much do you think the equity partners will earn?  Significantly more than $93k, I assure you.  Run away with 250 bitcoins, or build something worth a few million?  The choice, to me, is obvious.