How about somebody just makes a platform with a good clean client that starts up fast and just works.  And how about a really good phone app.

I don't really care about the algo used.  I don't really care about the Proof-of-X.  I just want something that is fast, clean, pretty, and works.  How about that?

Ripple is fast and pretty, but I am still not sure how to use it.

Bitcoin is actually works, and some nice interfaces have been built, but it isn't very fast.