Did I procrastinate and miss the bandwagon? Would it be a mistake to invest at this point or should I jump on it?
All opinions are welcome!
Would you trust 2-3 people with the distribution of 90% of the XRP? If you have faith that they'll distribute it fairly and generally do the right thing, then by all means, buy it up.
https://www.ripplelabs.com/xrp-distribution/I would rather trust three individuals who are
known than one individual who holds ~1M BTC and is
anonymous. Laws and common sense prevent the Ripple founders from dumping their allocated XRP, nothing stops Satoshi (since you have no idea who or what he represents - NSA? African drug lord? etc).