A) I bought most of my Zenminer hashpower early August
Because of A) you're quite obviously in a position that nobody who invested in October or later can ever be in. So you need to step back and look at it from that point of view if you really want a full picture.
I appreciate what you're doing on HT. That doesn't change the fact that many users were banned for no obvious reason and many others are free to show disrespect and post off topic - the only two rules on HT, right? - without any consequences, depending entirely on "which side" they're on. That place is not healthy. Good for you that you found a way to survive it, however this should not be a prerequisite for a customer seeking answers or assistance.
Okay here I really disagree, we don't know how the people that bought Zens in October are going to do. You just can't say yet that someone investing in October won't come out way ahead of someone that invested in Aug. at least with the Zens. In August the Zens were $21.95 and by Oct they were selling around $12 to $13 dollars. It the PayCoin is even only mildly successful the people that bought the cheaper Zens may actually come out ahead.
"Early August" is what I'm referring to. That's when the $10-20 per MH/s hardware deals were going on, later converted to Primes. Zens didn't show up until late August or early September. But anyone who bought early Primes or converted hardware can afford to be smug right now because of the $40+ price point and PayCoin is just gravy.
Most "ROI" stories I've seen so far rely on this Prime price increase, in fact if you bought a Prime at $16 in August you have not mined $16 yet, so any "profit" is based ENTIRELY on its speculative nature. I don't believe any Zen customers at any price point will get anywhere near that. (Edit: any PayCoin upside benefits Primes even more, so Zens are unlikely to get ahead).
However there is an entirely new deal going on with the PayCoin, PayBase etc. Personally I'm not a fan of it as it seems very US centric. A debit card is worthless to me in Japan. Also the US is so backwards with credit card security etc. However, even if it is only partially successful there are going to be a lot of people at GAW that end up coming out of this with very good profits. My point is the game isn't over yet.