I don't want to f about with Trezors and such, i want to use my wallet like a bank
why is this so difficult ??
Its not difficult. Just get a coinbase or circle wallet with sms 2FA and they provide the security you need from hackers and insurance as well.
What they will not protect you from, in actuality they will expose you to, is theft from the state in the form of capital gains taxes when your Bitcoins go up in value.