BTW, I even forgot to mention in the OP that for the cloud mining thing, I currently prefer https://cloudminr.io/
And it may sound a bit like advertising, but I thought I should share this opportunity with you guys too, and that's:
You will get free 100 GH/s for 7 days for registering there...
Here's the link again: http://cloudminr.io
Try it out for free and you can even get 20 TH/s for just BTC18 with an expected first year return of upto BTC41.86...
Good luck...
You forgot to mention that the company you "recommend" is a referral link...
You are not going to fool anybody here.