OK, turns out my active wallet.dat file was from an old backup, before the transaction(s) in question took place (I think).
A restore of the full ...\appdata\... folder from a recent version has fixed my woes.
Thanks for the rapid help from dev et al, turns out I'm stupid, maybe something can be learned from this (if nothing else keep your backups up to date & organized

).
HAHA! Not stupid at all man!! We have ALL been there with this tech, who the hell could possibly keep up with it all?!
Just glad to hear you didn't lose your coins man.....I think perhaps though we can delete the post about xc being shit:-)