Good ideas so far. Of course whether this will later be implented depends on the limits of the ICG team as they are already busy with their current tasks. Although I'm sure that they will focus on these concepts later.
There was already an earlier post of the possibility that the ICG team would be split into two sections. One could focus on wallet improvements while the other tries to add services through the ICG network.
I think that wallet features will have a higher priority at first and later expand into network services. It's too early to say exactly how future development will work with Incognito coin.