not like xapo at all - we're talking about your regular credit card, the one you use every day

and yes, we're integrated with them. it looks like a different checkout page basically

soon (next month) we'll be starting integrations with exchanges and brokers

and yes, 20 minutes is not immediate - but way better than the 2-3 days for a wire transfer, and it'll improve over the few coming months to immediate approve / reject