...
PersonX BUY 1 Bitcoin -> He spend 1 Bitcoin in Microsoft -> Bitpay SELL 1 Bitcoin -> PersonY BUY 1 Bitcoin -> He spend 1 Bitcoin in Microsoft -> Bitpay SELL 1 Bitcoin ...
...
Smart_person pays directly with CC -> Saves fees -> gets CC perks & protection -> forgoes this Goldbergian nonsense.
There you go
