Microsoft does not accept bitcoin
Microsoft does not hold any bitcoins you pay to bitpay company
Crash incoming!
This line of argument has been repeated over and over but it doesn't hold.
Has there been a lot of bad news (regarding merchant adoption of BTC) for the last six months? Or a lot of good news?
And what has happened to BTC price during this time period?

the era of the 25BTC block is what has happened and will continue to happen. your fear is evident of your weak mind.
i agree, you should get out now while you still have that nickel in your top pocket.