Guys, this story: http://cointelegraph.com/news/113067/a-cautionary-tale-against-spontaneous-joint-bank-accounts
does not belong here - it's about a person's unadvised/silly actions mostly, not banking in general, don't you think?

As for the the best story - me vote is for: http://cointelegraph.com/news/113082/the-payday-deposit