And... how exactly will you be transferring these collateral to the lender/trusted third party? 
Shipping them. USPS, the car? come get it. But i won't need to as i will repay every penny and probably ahead of timeSuuuuure you will.
Yeah just like every red feedback newbies before you said that I will repay,
But THE RULE SAID FOR NEWBIE, NO COLLATERAL, NO LOAN